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Senior Book Club
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Collaborative
Expasion Foundation

RULES AND REGULATIONS

TABLE OF CONTENTS

  1. Consumer Disclosure
  2. Operator
  3. General Notice
  4. Eligibility and Consent
  5. How to Enter
  6. How to Vote
  7. Competition Schedule
  8. Notification to Competitors
  9. Grand Prize
  10. Prize Winner Acknowledgment
  11. Ancillary Promotions
  12. Conduct
  13. Requirements and Consent of Winner(s)
  14. Waiver and Limitations of Liability
  15. Dispute Resolution and Mandatory Arbitration
  16. Termination
  17. Competition Withdrawal Request
  18. No Refund Policy
  19. Donation
  20. Designated Grantee
  21. Agreement
  22. Severability
  23. Contact Information
  24. No Affiliation
 

CONSUMER DISCLOSURE

THIS IS A BINDING CONTRACT. YOUR CONTINUED PARTICIPATION AS AN
ENTRANT, COMPETITOR, VOTER, OR WINNER IN THE COMPETITION (AS
DEFINED BELOW) IN ANY MANNER SIGNIFIES YOUR ACCEPTANCE AND
AGREEMENT TO THESE RULES, THE TERMS OF USE, AND THE PRIVACY
POLICY, IN WHATEVER FORM THEY MAY CURRENTLY EXIST. AS SUCH, PLEASE
READ THIS AGREEMENT IN ITS ENTIRETY.
THESE RULES GOVERN WHAT CLAIMS YOU CAN BRING, WHAT DAMAGES YOU
CAN CLAIM, AND HOW DISPUTES BETWEEN YOU AND THE COMPETITION
ENTITIES RELATING TO YOUR PARTICIPATION AS AN ENTRANT, COMPETITOR,
VOTER, OR WINNER (COLLECTIVELY, A “PARTICIPANT”) IN THE COMPETITION
WILL BE RESOLVED. THE SECTIONS OF THESE RULES TITLED “WAIVER AND
LIMITATIONS OF LIABILITY” AND “DISPUTE RESOLUTION AND MANDATORY
ARBITRATION” EXPLAIN WHAT CLAIMS YOU ARE WAIVING, WHAT DAMAGES
YOU CAN CLAIM, AND CONTAIN AN ARBITRATION AGREEMENT AND WAIVER OF
CLASS ACTION, WHICH STATES THAT YOU AND THE COMPETITION ENTITIES
(EACH A “PARTY” AND, COLLECTIVELY, THE “PARTIES”) MUST ARBITRATE
INSTEAD OF GOING TO A COURT BEFORE A JUDGE AND/OR JURY AND THAT
ALL SUCH ARBITRATION CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL
CAPACITY, AND NOT AS A PLAINTIFF OR CLASS REPRESENTATIVE OR MEMBER,
OR OTHERWISE ON BEHALF OF OTHERS, IN ANY PURPORTED CLASS,
COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
PLEASE NOTE THAT THE DISCLAIMER OF WARRANTIES, LIMITATIONS OF
LIABILITY, AND GOVERNING LAW, WAIVER AND DISPUTE RESOLUTION
SECTIONS CONTAIN IMPORTANT LIMITATIONS ON OUR LIABILITY AND OUR
AGREEMENT TO ARBITRATE FOLLOWING THE LAWS OF CALIFORNIA ONLY.

CONSUMER DISCLOSURE

THESE TERMS OF USE, ALONG WITH THE RULES AND PRIVACY POLICY, GOVERN
WHAT CLAIMS YOU CAN BRING, WHAT DAMAGES YOU CAN CLAIM, AND HOW
DISPUTES BETWEEN YOU AND THE COMPETITION ENTITIES RELATING TO YOUR
PARTICIPATION AS AN ENTRANT, COMPETITOR, VOTER, OR WINNER
(COLLECTIVELY, A "PARTICIPANT";) IN THE COMPETITION WILL BE RESOLVED.
THE SECTIONS OF THE RULES TITLED "WAIVER AND LIMITATIONS OF LIABILITY"
AND "DISPUTE RESOLUTION" EXPLAIN WHAT CLAIMS YOU ARE WAIVING, WHAT
DAMAGES YOU CAN CLAIM, AND CONTAIN AN ARBITRATION AGREEMENT AND

WAIVER OF CLASS ACTION, WHICH STATES THAT YOU AND THE COMPETITION
ENTITIES (EACH A "PARTY" AND, COLLECTIVELY, THE "PARTIES")MUST
ARBITRATE INSTEAD OF GOING TO A COURT BEFORE A JUDGE AND JURY AND
THAT ALL SUCH ARBITRATION CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL
CAPACITY, AND NOT AS A PLAINTIFF OR CLASS REPRESENTATIVE OR MEMBER,
OR OTHERWISE ON BEHALF OF OTHERS, IN ANY PURPORTED CLASS,
COLLECTIVE, OR REPRESENTATIVE PROCEEDING.


PLEASE NOTE THAT THE DISCLAIMER OF WARRANTIES, LIMITATIONS OF
LIABILITY, AND GOVERNING LAW, WAIVER, AND DISPUTE RESOLUTION
SECTIONS CONTAIN IMPORTANT LIMITATIONS ON OUR LIABILITY AND OUR
AGREEMENT TO ARBITRATE FOLLOWING THE LAWS OF ARIZONA ONLY.

OPERATOR

Collaborative Expansion Foundation("Operator"), a California limited liability company
and the nonprofit administers www.whatdoyouseecompetition.com ("Website") (the
"Competition"). Operator can be reached here.

GENERAL NOTICE

NO PURCHASE, DONATION, OR PAYMENT OF ANY KIND IS NECESSARY TO
ENTER OR WIN THIS COMPETITION.


It is not necessary for individuals registering to compete (each an “Entrant” and
collectively, “Entrants”) to pay an entry fee, cast a vote, or tender payment of any kind to
enter the Competition. Competition entry open only to individuals eighteen (18) years of
age or older (“Eligible Entry Age”) that are legal residents of the United States (U.S). Further eligibility restrictions are listed
below.


It is not necessary for individuals submitting votes (each a "Voter" and collectively,
"Voters") to pay to cast a vote, although a Voter may choose to do so if they wish to vote
more than once per day during the Competition. Void where prohibited or otherwise
restricted by applicable law. Purchasing of votes limited to those individuals who are
eighteen (18) years or older.


By entering, competing, or voting in this Competition, Entrants, Competitors (as defined
below), and Voters accept and unconditionally agree to abide by and be bound by these
rules (the “Rules”), the Terms of Use, Privacy Policy, and any decision(s) of Operator.
Public voting (votes cast by the public) will decide the Competition winner(s) from those
Entrants that have been selected to participate in the Competition (each a “Competitor”
and collectively, the “Competitors”). The Grand Prize and any Ancillary Promotion prize
(as defined below) will be awarded in accordance with these Rules. Any violation of the
Rules or the Terms of Use, at Operator’s sole discretion, may result in disqualification.
All decisions of Operator regarding the Competition are final and binding in all respects.


ALL DATES SET FORTH IN THESE OFFICIAL RULES ARE APPROXIMATE.
OPERATOR RESERVES THE RIGHT TO EXTEND ANY DEADLINES.

ELIGIBILITY AND CONSENT

All Entrants must be individuals of Eligible Entry Age at the time of entry. Void where
prohibited or otherwise restricted by applicable law. 


Officers, directors, and/or employees of Operator and Operator’s parent companies,
Collaborative Expansion Foundation, and any applicable charity/ies (collectively, the
“Competition Entities”), along with their respective immediate family members (defined
as spouse, parent, child, sibling) are ineligible to participate in the Competition as
Competitors or Voters. 


Operator will take all reasonable steps to prohibit ineligible Entrants and/or Competitors
from entering and/or competing in the Competition. Operator reserves the right, in its
sole and absolute discretion, to determine Entrant eligibility and/or whether to deem an
Entrant or Competitor ineligible to enter or participate in the Competition, at any time
and for any reason whatsoever, including due to the Entrant or Competitor's inability to
fulfill any obligation(s) as a Competitor or Winner (as defined below), as required by
Operator and these Rules. By entering the Competition, Entrants/Competitors agree to
Operator’s use of their name, biographical information, and any other materials
submitted, including the Submitted Photographs (as defined below), for both online and
offline direct marketing purposes in connection with the Competition.


BY REGISTERING TO ENTER THE COMPETITION, ENTRANTS/COMPETITORS
GRANT OPERATOR A LIMITED, NON-EXCLUSIVE, AND NON-TRANSFERABLE
LICENSE TO USE THE ENTRIES AND ANY OTHER MATERIALS SUBMITTED
(INCLUDING BUT NOT LIMITED TO SUBMITTED PHOTOGRAPHS) IN ANY
MANNER REASONABLY RELATED TO THE COMPETITION AND/OR FUTURE
ENTREPRENEUR OF IMPACT COMPETITIONS. INVALID, FALSE, OR DECEPTIVE
ENTRIES OR PROFILES SHALL RENDER THOSE ENTRIES OR PROFILES
INELIGIBLE. BY ENTERING THE COMPETITION, ENTRANTS/COMPETITORS
REPRESENT AND WARRANT THAT THEY HAVE READ AND AGREE TO THESE
RULES AND MEET ANY/ALL ELIGIBILITY REQUIREMENTS. OPERATOR SHALL
NOT BE LIABLE FOR ITS REASONABLE RELIANCE ON
ENTRANTS' /COMPETITORS' REPRESENTATIONS AND WARRANTIES.
NOTICE: YOU HAVE NOT YET WON.

HOW TO ENTER

To enter, Entrants must visit the Website to complete and submit an official entry form.
Entrants must provide all information requested, including, at a minimum, the requisite
number of photographs that conform to the specifications required by the Competition
photograph guidelines (the “Submitted Photographs”), using the upload tool and
instructions provided.


Entrants are required to submit no less than one (1) photograph of the Entrant (e.g.,
professional headshot, LinkedIn profile image, etc.). Entrant must appear in at least
one (1) of the Submitted Photographs. Upon entry into the Competition,
Entrants/Competitors will be permitted to upload additional, relevant (i.e., business/job-
related) images to their Competitor profile page.

Submitted Photographs must not infringe or violate any right of any third party or entity,
including but not limited to copyright, right of publicity, and right of privacy. Please check
with the photographer and anyone appearing in the photographs, to make sure that you
have the rights to submit the photographs. Submitted photos should not contain
obscene or otherwise offensive content. The determination of whether any image
exhibits obscene or offensive content is at the sole discretion of Operator. False,
deceptive, or incomplete entries or information provided by Entrants or Competitors at
any point relating to the Competition may render the entry ineligible, regardless of when
the problem is discovered.


Upon submitting an entry form, Entrant agrees that Operator may contact the
Entrant/Competitor, including via auto-dialer, email message, or text message, for any
purpose relating to the Competition, including to request resubmission of one or more of
the Submitted Photographs and/or to request that the Entrant submit additional images
(“Additional Photographs”). Entrants/Competitors may contact Operator or reply
“STOP”, to withdraw consent to be contacted via auto-dialer, email message, or text
message, at any time. While Entrants may have assistance in entering data and
uploading the Submitted Photographs, Entrants must otherwise complete the entry
forms themselves. As set forth in greater detail below, submission of photographs and
entry in the Competition constitutes consent to the use of the Submitted Photographs on
the Website and digital apps, and otherwise in connection with Operator, the
Competition, and its affiliated Competition partner brands, and in any and all media now
known or hereafter discovered, for the full duration of the copyright in the applicable
Submitted Photographs. By entering this Competition, Entrant represents and warrants
that they are of Eligible Entry Age and own or control all necessary rights in the
Submitted Photographs to grant Operator the rights described herein.
Submission of a qualifying entry grants Operator and its representatives and agents the
right to publish, use, adapt, edit, and/or modify such entry in any way, in any and all
media, without limitation and without consideration to Entrant. Submission of an entry
further constitutes Entrant’s consent to grant to Operator a limited, non-transferable
license, to use, adapt, edit, and/or modify the entry in any manner it so chooses and for
any other purpose whatsoever, in connection with the Competition and any future
competition(s).


Only one (1) entry per person will be accepted; all subsequent entries will be
disregarded, and any duplicates removed. Limit of one (1) Entrant per entry submission.
Entrants may submit their entry forms and photographs using the above procedures
anytime on or before March 17th, 2025 (the “Entry Deadline”). After entering the
Competition, the Submitted Photographs may be placed on the Website, where they
may be viewed by visitors to the Website. Entrants/Competitors may be requested to
submit Additional Photographs for publication on the Website, so long as such images

do not display offensive content, are not obscene (as determined in the sole discretion
of Operator), and do not infringe upon the rights of any person or entity, including but
not limited to copyright, right of publicity, and right of privacy.


UPON ENTRY TO THE COMPETITION, COMPETITORS SHALL BE PROHIBITED
FROM USING THEIR OWN FUNDS, AND/OR CASTING VOTES BY DONATION, TO
VOTE FOR THEMSELVES IN THE COMPETITION.

HOW TO VOTE

COMPETITORS ARE NOT PERMITTED TO DONATE OR PAY FOR VOTES FOR
THEMSELVES. COMPETITORS ARE ALSO PROHIBITED FROM CASTING VOTES
BY DONATION FOR THEMSELVES. COMPETITORS CAUGHT PAYING FOR VOTES,
OR CASTING VOTES BY DONATION, FOR THEMSELVES, MAY BE SUBJECT TO
DISQUALIFICATION. THE USE OF A COMPETITOR'S PAYMENT METHOD(S)
(PERSONAL, BUSINESS, ETC.) OR FUNDS, TO DONATE OR PAY FOR VOTES TO
CAST FOR THAT COMPETITOR IS STRICTLY PROHIBITED. All Voters voting by
donation/casting votes by donation must be at least eighteen (18) years or older on the
date that their donations/votes by donation are made/cast.
Voters can vote by doing the following: (a) all Voters will earn one (1) free vote every
twenty-four (24) hours, which they can cast for their favorite Competitor, after Operator
verifies Voter eligibility (whether via Facebook or other verification method); and/or (b)
Voters of eligible age can donate to cast additional votes (for one or more Competitors).
Operator retains the right to provide additional means of voting (e.g. 2-for-1 votes),
which may be offered to voters at any point during the Competition, at its sole
discretion. “Qualifying Votes” are those placed in accordance with these Rules and
the Terms of Use, which can also be found on the Website.
The winning Competitor(s) of each round of the Competition will be determined based
upon the number of Qualifying Votes received, with those Competitors receiving the
highest number of Qualifying Votes deemed the winner(s) of that round. “Bot” activity or
any kind of robotic or automated voting mechanism is not an accepted form of voting
and such votes will not be counted, if discovered. If this type of invalid voting is
detected, the individual, associated IP address, email address, and/or mobile phone
number will be banned from voting and/or participating in the Competition. At its sole
discretion, Operator reserves the right to disqualify Competitors suspected in
encouraging, soliciting, or otherwise knowingly participating in this type of activity, or
any other voting activity Operator deems unfair or contrary to the spirit of the
Competition. Operator reserves the right, at its sole discretion, to disqualify any

individual it finds to be tampering with the entry or voting process, or the operation of
the Competition, in any way.

COMPETITION SCHEDULE

OPERATOR WILL SELECT, IN ITS SOLE, ABSOLUTE, AND COMPLETE
DISCRETION, WHICH ENTRANTS WILL PARTICIPATE IN THE COMPETITION AS
COMPETITORS. Upon entry, Competitors will be divided into groups and advance to
the initial public voting round. Subsequent public voting rounds (individually a "Round"
and, collectively, the “Rounds”) will progressively reduce the number of Competitors.
Public nominations begins March 8th, 2025 and close on March 23, 2025.

  • Top 20 (begins March 24th and ends April 6th – Public voting will help reduce each group to the top twenty (20) Competitors in that group.

  • Top 15 (begins April 7th and ends April 20th) – Public voting will help reduce each group to the top fifteen (15) Competitors in that group.

  • Top 10 (begins April 21st and ends May 4th) – Public voting will help reduce each group to the top ten (10) Competitors in that group.

  • Top 5 (begins May 5th and ends May 18th) – Public voting will help reduce each group to the top five (5) Competitors in that group.

  • Group Finals (begins May 19th and ends June 1st) – Public voting will help reduce total Competitors to one (1) preliminary winner in each Group Final group who will then advance to the Quarterfinals.

  • Wildcard Round (begins June 2nd and ends April 26th) – Competitors who took second (2nd) place in their respective Group Finals group will compete in a shortened round for a chance to advance to the Quarterfinals. Votes will be reset, and public voting will determine the top one (1) Competitor from each group who will then advance to the Quarterfinals. 

  • Quarterfinals (begin April27th and end May 1st) – The top Competitors from each Group Finals/Wildcard Round group will be divided into Quarterfinals groups. Votes will be reset, and public voting will determine the top one (1) Quarterfinalist from each group who will then advance to the Semifinals.

  • Semifinals (begin May 2nd and end May 7th) – The top Competitors from each Quarterfinals group will be divided into Semifinals groups. Votes will be reset, and public voting will determine the top one (1) Semifinalist from each group who will then advance to the Finals.

  • Finals (begin May 12th and end May 17th) – Votes will be reset, and public voting

will determine which Finalist will be the winner of the 2025 Entrepreneur of
Impact Competition (the “Grand Prize Winner”).

The Grand Prize Winner will be announced on or before June 1st, 2025.

NOTIFICATION TO COMPETITORS

Advancing Competitors for each Round and the Grand Prize Winner will be notified by
email, telephone, or other means reasonably calculated to provide notice, including but
not limited to via auto-dialer, email message, or text message. Entrants/Competitors
consent to a background check that may be performed, at the sole discretion of
Operator, to verify information provided by Entrants/Competitors and compliance with
these Rules, or for other reasons related to the Competition. If you are selected as the
Grand Prize Winner, your information may also be included on the Website and/or on a
publicly available “Winners List”.

GRAND PRIZE

The one (1) verified Grand Prize Winner in this Competition will receive a grand prize of $10,000, interviewed and promoted on all of our social media channels, newsletter, website and commercials as the . package
valued at an approximate retail value (ARV) of $105,000.00 (the "Grand Prize"),
comprised of (a) a $25,000.00 cash/check honorarium; (b) the $60,000.00 estimated
value of being photographed to appear in a minimum 2-page interior spread Forbes
magazine (the "Photo Shoot"); (c) the $10,000.00 estimated value of a one-on-one
mentor session with celebrity entrepreneur, Mone Swann (the "Mentor Session"), and
(d) two (2) tickets to the 2025 Forbes Under 30 Summit, including applicable travel and
hotel accommodations for a minimum 3-day/2-night stay, for the Grand Prize Winner
and one (1) guest, valued at an estimated $10,000.00 (the “Forbes Under 30 Event”).
The Grand Prize Winner may refer to themself as the “Entrepreneur of Impact Winner”
in written and/or descriptive materials, but only if such use(s) and display(s) is/are
purely non-commercial and in no event suggest or create any confusion whatsoever
that Operator or Forbes magazine are endorsing or participating in any manner related
to the use of their name, logos, or fonts.
Photo Shoot: The Grand Prize Winner must be able to travel to the Photo Shoot within
sixty (60) days of the conclusion of the Competition. Specific date(s) of the Photo Shoot
to be determined in Operator's sole discretion. The Grand Prize Winner and their guest
(if applicable) must have all necessary travel documents at the time of travel, including
ID, passport, and/or any other requisite documentation. The Grand Prize Winner and
one guest (if applicable) will be flown via round-trip coach airfare from a major United
States airport that is situated near the Grand Prize Winner’s residence, as determined

by Operator, to a major airport located near the location of the Photo Shoot; will be
accommodated in a hotel/resort designated by Operator for a minimum of 3 days/2
nights (2 queen or 1 king-size bed) for the purposes of participating in the Photo Shoot
and to complete additional tasks and possible public relations appearances; and will
receive meals (selected by Operator) and ground transportation (selected by Operator).
Any changes in travel once flights or other arrangements are reserved will be the
financial responsibility of the changing party.
Mentor Session: The Grand Prize Winner must be able to travel to the Mentor
Session within ninety (90) days of the conclusion of the Competition, but no later than
August 25, 2025. Specific date(s) of the Mentor Session based upon availability of
Mone Swann. The Grand Prize Winner must have all necessary travel documents at the
time of travel, including passport and any other requisite documentation. The Grand
Prize Winner will be flown via round-trip coach airfare from a major United States airport
that is situated near the Grand Prize Winner’s residence, as determined by Operator, to
a major airport located near the location of the Mentor Session ; will be accommodated
in a hotel/resort designated by Operator for a minimum of 2 days/1 nights (1 king-size
bed) for the purposes of participating in the Mentor Session and to complete additional
tasks and possible public relations appearances; and will receive meals (selected by
Operator) and ground transportation (selected by Operator). Any changes in travel once
flights or other arrangements are reserved will be the financial responsibility of the
changing party.
Senior Advocate Award Event: Grand Prize Winner and their guest (if applicable)
must be 21+ years of age to attend the Forbes Under 30 Event. The Grand Prize
Winner must be able to travel to the Forbes Under 30 Event on scheduled dates,
currently anticipated for October 2025. Specific date(s) of the Forbes Under 30 Event to
be determined by Forbes. The Grand Prize Winner and their guest must have all
necessary travel documents at the time of travel, including ID, passport, and/or any
other requisite documentation. The Grand Prize Winner and one guest (if applicable)
will be flown via round-trip coach airfare from a major United States airport that is
situated near the Grand Prize Winner’s residence, as determined by Operator, to a
major airport located near the location of the Forbes Under 30 Event; will be
accommodated in a hotel/resort designated by Operator for a minimum of 3 days/2
nights (2 queen or 1 king-size bed) for the purposes of participating in the Forbes Under
30 Event and to complete additional tasks and possible public relations appearances;
and will receive meals (selected by Operator) and ground transportation (selected by
Operator). Any changes in travel once flights or other arrangements are reserved will be
the financial responsibility of the changing party.
If the Grand Prize Winner is not available for the Photo Shoot for any reason, including
due to death or incapacitation of the Grand Prize Winner, Operator may select an

alternate winner (“Alternate Winner”) by determining the Competitor with the second-
highest number of votes received in the Finals, and the Grand Prize will be transferred
to the Alternate Winner. This process shall continue until an available Alternate Winner
is determined. Winnings/Prize(s) will be provided only after receiving all necessary
documentation in compliance with Competition eligibility and successful completion of
all required obligations and/or tasks.

PRIZE WINNER ACKNOWLEDGMENT

The Grand Prize Winner will be announced on the Website. By agreeing to appear as
the winner of the Competition, the Grand Prize Winner consents to the use of their
name, photos/videos (including the photo shoot, filming, interview, etc.), and/or
likenesses for advertising and trade purposes in connection with the Entrepreneur of
Impact brand, including without limitation, the Entrepreneur of Impact Competition and
in print and digital materials in the United States and any countries where the
Entrepreneur of Impact brands exist, in any and all media known or hereinafter
discovered, without territorial or time limitations and without additional compensation,
except where prohibited. In the event there is an occurrence beyond Operator’s control,
including but not limited to a force majeure, or act of nature, etc., Operator may elect, in
its sole discretion, to offer a cash equivalency for any portion of the Grand Prize, in
substitution for the current Grand Prize as described herein in this Section. By accepting
the prize package or money, the Grand Prize Winner acknowledges compliance with
these Rules. To the extent that any United States federal and/or state income or other
taxes apply to the value of the prize(s) and/or award(s) provided to the Grand Prize
Winner, the Grand Prize Winner shall be solely responsible for the reporting and
payment of such taxes. Actual/appraised value may differ from the ARV at time of
Grand Prize award. Grand Prize Winner will not receive the difference between the
actual value of the Grand Prize or any Grand Prize component and the ARV of such
Grand Prize or Grand Prize component.

ANCILLARY PROMOTIONS

Operator reserves the right in its sole and absolute discretion to conduct additional
promotions during the Competition (each, if any, an “Ancillary Promotion”, and
collectively, the “Ancillary Promotions”). Ancillary Promotions, if any, may be conducted
in a manner that may or may not be related to elements of the Competition.
Prior to conducting, and throughout the duration of, any such Ancillary Promotion,
Operator will provide the following information about any such Ancillary Promotion:

  1. Who can enter such Ancillary Promotions (e.g., Competitors only, Voters, the public, and/or combination of two or more of the foregoing categories);

  2. The entry period for such Ancillary Promotion;

  3. How and when the winner(s) of such Ancillary Promotion will be selected; and

  4. The prize(s) to be awarded to the potential winner(s) of such Ancillary Promotion,

and all terms, conditions, and restrictions applicable to the use or redemption, of
any such prize(s).
Examples of Ancillary Promotions may include, but are not limited to, promotions related
to incentivizing individuals to enter the Competition or vote for Competitors in the
Competition during a designated period. In addition to any specific Ancillary Promotion
Rules, these Rules, to the extent applicable, shall govern the Ancillary Promotions.

CONDUCT

FAILURE TO COMPLY WITH THESE RULES AND/OR THE TERMS OF USE MAY
RESULT IN DISQUALIFICATION. Operator reserves the right, in its sole discretion, to
take action against any individual participating in the Competition as a Competitor or a
Voter, including removal from the Competition or the voiding of votes, for reasons
including: (a) acting in any manner deemed by Operator to be in violation of these Rules
or the Terms of Use; (b) acting in any manner deemed by Operator to be harmful to the
Competition, other Competitors, etc.; or (c) acting in any manner deemed by Operator
to be unsportsmanlike, disruptive, contrary to the spirit of the Competition, and/or with
intent to annoy, abuse, threaten, or harass any other person/entity. Operator also
reserves the right, at its sole discretion, to disqualify any individual it finds to be
tampering with or undermining the entry or voting process(es), the operation of the
Competition, or to be in breach of these Rules and/or the Terms of Use. ANY ACTION
BY AN ENTRANT, COMPETITOR, VOTER, OR ANY OTHER INDIVIDUAL, WHICH
DAMAGES OR UNDERMINES THE LEGITIMATE OPERATION OF THE
COMPETITION MAY BE IN VIOLATION OF CRIMINAL AND/OR CIVIL LAWS AND,
SHOULD SUCH ACTION BE TAKEN, OPERATOR RESERVES THE RIGHT TO SEEK
DAMAGES (INCLUDING WITHOUT LIMITATION, ATTORNEYS’ FEES) FROM ANY
SUCH PERSON, TO THE FULLEST EXTENT PERMITTED BY LAW.

REQUIREMENTS AND CONSENT OF WINNER(S)

Any potential Grand Prize or Ancillary Promotion Winner (“Potential Winner”) will be
required to execute an affidavit of eligibility, a liability/publicity release, Competitor

release, and other documents (“Prize Claim Documents”). If any Potential Winner fails
or refuses to sign and return all Prize Claim Documents within fourteen (14) days of the
delivery of prize notification(s), the Potential Winner may be disqualified, and an
Alternate Winner may be determined/selected. If you are selected as a Grand Prize
Winner, Alternate Winner, or Ancillary Promotion Winner, you consent to your
information being included in a publicly available “Winner’s List”. Except where
prohibited, acceptance of a prize constitutes the Winner’s irrevocable consent to
Operator, its agents, successors, and assigns or other designee's use of the Winner’s
name, likeness, photograph, voice, statement, opinions, biographical information, prize
and/or state/city of residence for advertising, promotional and publicity purposes in any
and all media or format, worldwide, in perpetuity, without any permission, notification,
payment or consideration, except for the awarding of the prizes to the Winner. Operator
is not responsible for any failure to notify Operator of any change in address of
Entrant(s), Competitor(s), or Voter(s). By accepting a prize, the Winner agrees to
maintain their behavior in accordance with all applicable laws and generally accepted
social practices while participating in any Competition activity, including but not limited
to participation in or use of a prize. The Winner understands and further agrees that
Operator has the right, in its sole discretion, to disqualify and/or remove the Winner from
the Competition and/or any activity at any time, if Operator determines that the Winner’s
behavior at any point is disruptive or inappropriate, or may or does cause damage to
person, property, or the reputation of Operator, or otherwise violates the policies of the
prize providers.

WAIVER AND LIMITATIONS OF LIABILITY

PARTICIPANTS (TO INCLUDE ENTRANTS, COMPETITORS, VOTERS, AND
WINNERS) AGREE THAT, IN NO EVENT, SHALL OPERATOR, DTCARE,
PROMOTION ENTITIES, APPLICABLE CHARITIES, COMPETITION SPONSORS, OR
ANY PRIZE PROVIDER (COLLECTIVELY THE “COMPETITION ENTITIES”), WHICH
INCLUDES THE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND
AGENTS OF EACH, BE LIABLE OR OBLIGATED TO AN ENTRANT, VOTER,
WINNER, OR ANY THIRD PARTY IN ANY MANNER FOR ANY SPECIAL,
INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR INDIRECT
DAMAGES OF ANY KIND IN ANY WAY RELATED TO THE COMPETITION,
REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT,
NEGLIGENCE, STRICT PRODUCT LIABILITY, OR OTHERWISE, EVEN IF
INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGES IN ADVANCE, OTHER
THAN FOR ACTUAL OUT-OF-POCKET EXPENSES, ATTORNEYS’ FEES AND
ARBITRATION COSTS. THIS SECTION SHALL APPLY TO THE MAXIMUM EXTENT

PERMITTED BY APPLICABLE LAW AND NOTWITHSTANDING THE FAILURE OF
ANY LIMITED REMEDY.
ALL PARTICIPANTS RELEASE, DEFEND, INDEMNIFY, AND HOLD HARMLESS THE
COMPETITION ENTITIES FROM AND AGAINST ANY AND ALL LIABILITY, WITH
RESPECT TO, OR IN ANY WAY ARISING FROM, IN WHOLE OR IN PART, DIRECTLY
OR INDIRECTLY, THIS COMPETITION, PUBLICATION OR USE OF THE SUBMITTED
PHOTOGRAPHS OR ADDITIONAL PHOTOGRAPHS, ENTRANTS’ NAMES AND
LIKENESSES, AND/OR ACCEPTANCE, USE, MISUSE, LOSS, OR MISDIRECTION
OF THE PRIZE, INCLUDING LIABILITY FOR PERSONAL INJURY, DEATH,
DAMAGES, OR MONETARY LOSS. By participating in the Competition, Participants
further agree to release and hold harmless the Competition Entities from and against
any claim: (a) of ambiguity or error in the Competition, these Rules, the Terms of Use, or
the Privacy Policy; (b) related to lost, late, incomplete, or misdirected entries or votes;
(c) for injuries, damages or losses (including death) of any kind resulting in whole or in
part, directly or indirectly, from acceptance, possession, misuse, use, loss, or
misdirection of any prize, or participation in any Competition-related activity or
participation in this Competition; (d) for copyright infringement or violation of the right of
publicity based on use of the Submitted or Additional Photographs by Operator; or (e)
due to any error in the offering or announcement of any prize.
PARTICIPANTS FURTHER AGREE THAT ALL DECISIONS OF OPERATOR SHALL
BE FINAL AND CONCLUSIVE ON ALL MATTERS RELATING TO THE COMPETITION
AND THAT THE COMPETITION ENTITIES ARE NOT RESPONSIBLE FOR ANY
INCORRECT OR INACCURATE ENTRY INFORMATION, HUMAN ERROR,
TECHNICAL MALFUNCTION, FAILURES, OMISSION, INTERRUPTION, DELETION,
OR DEFECT OF ANY TELEPHONE NETWORK, COMPUTER ONLINE SYSTEMS,
COMPUTER EQUIPMENT, SERVERS, ACCESS PROVIDERS, OR SOFTWARE,
INCLUDING ANY INJURY OR DAMAGE TO PARTICIPANTS OR ANY OTHER
PERSONS’ COMPUTER RELATING TO OR RESULTING FROM PARTICIPATION IN
THIS COMPETITION, INABILITY TO ACCESS THE ENTRY WEBSITE OR ANY
PAGES THEREOF, THEFT, TAMPERING, DESTRUCTION, OR UNAUTHORIZED
ACCESS TO, OR ALTERATION OF ENTRIES, ENTRY SUBMISSIONS THAT ARE
PROCESSED LATE OR INCORRECTLY OR ARE INCOMPLETE, GARBLED, OR
LOST DUE TO COMPUTER OR ELECTRONIC MALFUNCTION OR TRAFFIC
CONGESTION ON THE INTERNET OR ANY WEBSITE. PROOF OF ENTERING
INFORMATION ON THE WEBSITE IS NOT CONSIDERED PROOF OF DELIVERY OR
RECEIPT.
PARTICIPANTS ACKNOWLEDGE AND AGREE THAT OPERATOR DOES NOT
MONITOR FOR OFFSITE ACTIVITY AND IS IN NO WAY RESPONSIBLE FOR
MANAGING OR CONTROLLING OFF-SITE ACTIVITY VIA SOCIAL MEDIA AND/OR

OTHER THIRD-PARTY PLATFORMS, INCLUDING BUT NOT LIMITED TO NEGATIVE
AND DISPARAGING CORRESPONDENCE BETWEEN ENTRANTS, COMPETITORS
AND VOTERS, OFFSITE VOTE INCENTIVES, MISLEADING OR DECEPTIVE
PROMOTIONAL TACTICS, OR ANY OTHER BEHAVIORS CONSIDERED TO BE
MISLEADING OR UNSPORTSMANLIKE.

DISPUTE RESOLUTION AND MANDATORY ARBITRATION

You and Operator agree that any dispute or claim arising out of, or relating in any way
to, the Competition, your participation in it, these Rules, the Terms of Use, or
the Privacy Policy, including all issues concerning the construction, validity,
interpretation, and enforceability of these Rules, Terms of Use, Entrant, Competitor,
and/or Voter rights and obligations, the rights and obligations of Operator, or the extent
of any waiver or release of claims by you, shall be settled by binding and unappealable
arbitration administered by the American Arbitration Association, by operation of these
Rules, in accordance with its Consumer Arbitration Rules, and judgment on the award
rendered by the arbitrator may be entered in any court having jurisdiction thereof. ALL
ARBITRATION CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY, AND
NOT AS A PLAINTIFF OR CLASS REPRESENTATIVE OR MEMBER, OR
OTHERWISE ON BEHALF OF OTHERS, IN ANY PURPORTED CLASS,
COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
Claims shall be heard by a single arbitrator. The place of arbitration shall be Phoenix,
Arizona, unless otherwise agreed to by the Parties, or is determined by the arbitrator
that the arbitration proceed virtually (by videoconference). The arbitration shall be
governed by the laws of the State of Arizona. Each Party will, upon written request of
the other Party, promptly provide the other with copies of all relevant documents. There
shall be no other discovery allowed. Hearings will take place pursuant to the standard
procedures of the Consumer Arbitration Rules, although the Parties can appear in
person, by video, or telephonically. The standard provisions of the Consumer Arbitration
Rules shall apply. The arbitrator will only have the authority to grant any remedy, relief,
or outcome that the Parties could have received in court, except injunctive relief. In
addition, the prevailing Party will be entitled to recover its attorneys' fees and arbitration
fees and costs. Except as may be required by law, neither a Party nor an arbitrator may
disclose the existence, content, or results of any arbitration hereunder, without the prior
written consent of both Parties.
If any part of this arbitration provision is deemed to be invalid or unenforceable, then the
remainder of this arbitration provision shall remain in full force and effect and shall be
construed in accordance with its terms as if the invalid or unenforceable provision were
not contained herein.

CONTACT INFORMATION

If you have any questions about these Terms of Use, you can contact us here.

By providing a mobile number, users consent to receive automated messages. Standard
messaging rates apply. To opt out, reply "STOP" or contact CEF.

Old Friends

Operated by Collaborative Expansion Foundation (82-4366447), a California registered public charity which will accept donations. For more information see our disclosures.

TERMINATION

If for any reason the Competition and/or any Round of the Competition cannot be
executed as set forth in these Rules, including but not limited to, as a result of acts of
God, acts of war, natural disasters, weather, pandemic or epidemic illness, disease, acts
of terrorism, computer virus, tampering, unauthorized intervention, fraud, technical
failures, or other factors that may corrupt or affect the security, administration, fairness,
integrity or proper conduct of the Competition, and/or if the Competition is compromised
or becomes technically corrupted in any way, electronically or otherwise, Operator
reserves the right to cancel, terminate, suspend, and/or modify the Competition and/or
any Round of the Competition with or without prior notice, and Operator shall not in any
way be responsible or liable for any such cancellation, termination, suspension, and/or
modification of the Competition and/or any phase of the Competition. Further, if the
Competition is terminated before the original end date, Operator reserves the right, in its
sole discretion to modify the procedure for selecting the Winner(s), unless the nature of
the event giving rise to such termination renders it impossible to select the Winner(s).

COMPETITION WITHDRAWAL REQUEST

By participating in the Competition as Competitor or Voter, you understand that a
Competition withdraw request or request for removal from the Competition can take up
to forty-eight (48) hours to be processed and that a profile may still remain active during
this length of time. Voters and Competitors both acknowledge and agree that no refunds
will be given upon a Competitor’s request for removal from the Competition. As such,
Operator does not encourage withdrawal or voluntary removal from the Competition, as
this does a disservice to Voters. By voting, you understand and acknowledge that no
refunds will be offered should a Competitor be eliminated, disqualified, or willingly
withdraw from the Competition. Voters acknowledge that there are no exceptions to this
policy.

NO REFUND POLICY

Since the Competition will be decided based upon votes the public casts and since
votes will be counted immediately upon being cast, there are no refunds once a vote is
cast. As a Voter, you are responsible for understanding this policy. To maintain the
integrity of the Competition, there will be no exceptions to this policy.

All donations are immediately final and non-refundable. By making a donation, you
acknowledge you have read and agreed to the Competition's "No Refund Policy", as
written herein.

DONATION

The Competition is operated as part of a fundraising campaign for Collaborative
Expansion Foundation, a United States 501(c)(3) public charity organization (Federal
Tax ID#: 82-4366447). Donations raised from votes cast during this Competition go
directly to Collaborative Expansion Foundation, which will subsequently grant the
donations, minus Competition fees (36.5%) and variable costs (including payment
processing fees, operating and prize costs, etc., not to exceed 13.5%), which shall
include a nominal percentage (1%) retained by Collaborative Expansion Foundation, to
the Designated Grantee listed below. Collaborative Expansion Foundation retains
exclusive custody and control over all funds raised during the Competition.
Donations funds are immediately received by Collaborative Expansion Foundation,
upon votes being cast. Collaborative Expansion Foundation will then distribute the
donations to the Designated Grantee (minus fees, costs, etc.), within thirty (30) days
after the conclusion of the Competition.
VOTER DONATION CONTRIBUTIONS ARE DEDUCTIBLE FOR U.S. FEDERAL
INCOME TAX PURPOSES IN ACCORDANCE WITH APPLICABLE LAW.

DESIGNATED GRANTEE

The Designated Grantee for the Competition is Collaborative Expansion Foundation, a
non-profit 501(c)(3) organization dedicated to championing better methods by building
on proven practices, in collaboration with professionals who impact lives daily—from
healthcare to home care, and from advocacy to policy making. We celebrate those who
transform interactions through compassion and effective solutions, shifting the focus
from mere metrics to meaningful outcomes. Together, we set new standards, where
practical impact and tangible results are valued over traditional metrics, creating a
movement where innovation is guided by wisdom and genuine care.

AGREEMENT

These are the complete Rules which, in combination with the Terms of Use, and Privacy
Policy
, govern your use of the Website and any participation by you as an Entrant,
Competitor, Voter, or Winner in the Competition. Nothing published or said elsewhere

should be viewed as a modification of these Rules, the Terms of Use, or the Privacy
Policy.

SEVERABILITY

If any term or provision in these Rules, the Terms of Use, or the Privacy Policy is
determined by a competent authority to be unenforceable, all other terms and provisions
of these Rules, the Terms of Use, and the Privacy Policy shall continue in full force and
effect.

CONTACT INFORMATION

If you have any questions or comments about the Competition as outlined above, or
would like to request the name of the Grand Prize Winner, please contact
Operator here.

NO AFFILIATION

This Competition is not in any manner sponsored, endorsed, or administered by, or
associated with, YouTube, Nextdoor, Facebook or Instagram, TikTok, LinkedIn and is
operated solely by BIVX Wealth & Insurance Solutions, LLC, on behalf of Collaborative
Expansion Foundation.

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